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HomeMy WebLinkAbout17794M M M 1 2 3 4 5 6 7 M M M M M M 0 ORDINANCE NO. 17,794 M M M AN ORDINANCE AUTHORIZING THE CITY ATTORNEY AND DIRECTOR OF FINANCE TO PROCESS WORTHLESS CHECKS, ORDERS OR DRAFTS ( "HOT CHECKS ") FOR HOLDERS THEREOF WHICH DO NOT EXCEED TWO HUNDRED ($200.00) DOLLARS, DECLARING AN EMERGENCY; AND FOR OTHER PURPOSES. 10 WHEREAS, Little Rock merchants, wage earners, and other persons suffer business 1 I losses due to the problem of worthless checks ( "hot checks ") ; and 12 WHEREAS, such citizens of Little Rock an immediate need for the expeditious 13 collection of worthless checks at a convenient location in the City; and 14 WHEREAS, the Little Rock Municipal Courts building and City Hall are such a 15 convenient location; and 16 WHEREAS, Cities are authorized and empowered to prescribe penalties for all 17 offenses in violating any ordinance of the City neither exceeding nor less severe than the 18 penalties prescribed for similar offenses against the state laws by the statutes of this state. 19 NOW, THEREFORE, BE IT ORDAINED BY THE BOARD OF DIRECTORS 20 OF THE CITY OF LITTLE ROCK, ARKANSAS: 21 SECTION 1. The City Attorney and Director of Finance be and hereby are authorized 22 to implement the collection of worthless checks, orders, or drafts ( "hot checks ") which do not 23 exceed $200.00, for prosecution in Little Rock Municipal Court. 24 SECTION 2. It shall be unlawful for any person: 25 (a) To procure any article or thing of value, or to secure possession of any personal 26 property to which a lien has attached or to make payment of rent or to make payment for any 27 other purpose to make or draw or utter or deliver, with the intent to defraud, any check, draft, 28 or order for the payment of money upon any in -state or out -of -state bank, person, firm, or 29 corporation, knowing at the time of such making, drawing , uttering, or delivering that the 30 maker or drawer has not sufficient funds in, or on deposit with, such bank, person, firm, or 31 corporation for the payment of such check, draft, or order in full, and all other checks, drafts, 32 or orders upon such funds than outstanding. 33 \\ 34 \\ 35 \\ 36 \\ 313 393 I (b) To make, draw, utter, or deliver or to cause or direct the making, drawing, uttering, 2 or delivering of any check, draft, or order for the payment of money on any in -state or out -of- 3 state bank, person, firm, or corporation in payment of wages or salaries for personal services 4 rendered, knowing that the maker, drawer, or payor does not have sufficient funds in or on 5 deposit with such bank person firm, or corporation for the payment in full of such check, draft, 6 or order, as well as all other then - outstanding checks, drafts, or orders upon such funds, and 7 with no good reason to believe the check, draft, or order would be paid upon presentation to 8 the person or bank upon which same was drawn. 9 (c) After he has made, drawn, uttered, or delivered a check, draft, or order for the 10 payment of money upon any in -state or out -of -state bank to withdraw or cause to be 11 withdrawn, with intent to defraud, the funds or any part thereof that have been deposited in the 12 bank before presentment of the check, draft, or order for payment, without leaving sufficient 13 funds in the bank for payment in full of the check, draft, or order and all other checks, drafts, 14 or orders upon the funds then outstanding. 15 SECTION 3. It is prima facie evidence that the maker or drawer intended to defraud 16 and knew at the time of the making, drawing, uttering, or delivering that the check, draft, or 17 order would not be honored if. 18 (1) The maker or drawer had no account with the drawee at the time the check, draft, 19 or order was made, drawn, uttered, or delivered; or 20 (2) The check, draft, or order bears the endorsement or stamp of a collecting bank 21 indicating that the instrument was returned because of insufficient funds to cover the value; or 22 (3) Payment was refused by the drawee for lack of funds, upon presentation within 23 thirty (30) days after delivery, and the maker or drawer shall not have paid the holder the 24 amount due, together with a service charge not to exceed twenty dollars ($20.00), within ten 25 (10) days after receiving written notice that payment was refused upon the check, draft, or 26 order. Nothing in this section shall impair the city attorney's power to immediately file charges 27 after the check has been returned prior to the sending of the notice as described in this section. 28 SECTION 4. The check, draft, or order bearing an "insufficient" stamp or "no 29 account" stamp from the collecting bank shall be received as evidence that there were 30 insufficient funds or no account at trial. Nothing herein shall be deemed to abrogate a 31 defendant's right of cross - examination of banking officials provided notice of intention to 32 cross - examine is given ten (10) days prior to the date of hearing or trial. 33 1i 34 \\ 35 36 2 I SECTION. Any person convicted of a violation any of the provisions of this 2 ordinance shall be punished as provided in section 1 -9. 3 SECTION 6. In addition to the fines and costs provided by law, the City Attorney 4 may collect a fee, pursuant to Ark. Code Ann. § 21 -6 -416 and Ark. Code Ann. § 14 -43 -410, 5 from any person issuing a hot check as described in this ordinance for all prosecutions tried in 6 municipal court, as follows: 7 (1) Five dollars ($5.00) if the face amount of the check, order or draft does not exceed 8 ten dollars ($10.00): 9 (2) Ten dollars ($10.00) if the face amount of the check, order or draft is greater than 10 ten dollars ($10.00) but does not exceed one hundred dollars ($100); 11 (3) Thirty dollars ($30.00) if the face amount of the check, order or draft is greater than 12 one hundred dollars ($100) but does not exceed two hundred dollars ($200). 13 Such fees shall be deposited in the Hot Check Fund and used to defray the costs of the 14 Hot Check Program. 15 SECTION 7. The Director of Finance and the City Attorney are hereby directed to 16 report annually to the Board of Directors on the status of this service to Little Rock citizens. 17 SECTION 8. This ordinance is cumulative to Little Rock, Ark. Rev. Code § 18 -3 18 (1988), and shall not amend or repeal it. 19 SECTION 9. If any provision of this ordinance or the application thereto any person 20 or circumstance is held invalid, the invalidity shall not affect other provisions or applications of 21 the ordinance which can be given effect without the invalid provision or application, and to this 22 end the provisions of this act are declared to be severable. 23 SECTION 10. EMERGENCY. It is hereby found and determined by the Board of 24 Directors that the merchants, wage earners, and other persons of the City of Little Rock suffer 25 financial losses due to worthless checks ( "hot checks ") and that this creates a burden upon 26 those citizens and their businesses; that it is a further burden on citizens or businesses not to 27 have a convenient forum to collect and prosecute insufficient checks; that Little Rock Municipal 28 Court and City Hall locations are convenient to many citizens, and that such a program to 29 collect and prosecute worthless checks for the citizens of Little Rock should begin forthwith. 30 Therefore, an emergency is hereby declared to exist and this Ordinance being immediately 31 necessary for the preservation of the public peace, health and safety shall become effective on 32 the date of its approval by the Board of Directors. 33 \1 34 \\ \1 35 36 3 394 � • 395 I PASSED: August 11, 1998 2 3 ATTEST: APPROVED: 4 5 5 °i cA- ROBBIE HANCOCK JIM 041LEY 7 CITY CLERK MAYIUR 8 9 APPROVED AS TO FORM: 10 11 ,y�A,tr,� -rte at • �2-_._ 12 THOMAS M. CARPENTE 13 CITY ATTORNEY 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 4