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HomeMy WebLinkAbout16838ORDINANCE NO. 16,838 AN ORDINANCE AUTHORIZING THE ISSUANCE OF CAPITAL IMPROVEMENT REFUNDING BONDS; PLEDGING TAX REVENUES SUFFICIENT TO PAY THE PRINCIPAL OF AND INTEREST ON •THE BONDS; PRESCRIBING OTHER MATTERS RELATING THERETO; AND DECLARING AN EMERGENCY. WHEREAS, by Ordinance No. 16,744 duly adopted by the Board of Directors on September 6, 1994, there was submitted to the qualified electors of the City of Little Rock, Arkansas (CITY) , the questions of the issuance of bonds (IMPROVEMENT BONDS) in specified maximum amounts for each of six separate purposes; and WHEREAS, due notice of the election was given as required by law'and the election was duly held on the 11th day of October, 1994, at which election the electors approved the issuance of IMPROVEMENT BONDS for each of said purposes; and WHEREAS, the aggregate maximum amount of IMPROVEMENT BONDS approved was $29,914,000; and WHEREAS, the results of the election were announced by the Mayor by a Proclamation duly published as required by law in a newspaper of bona fide circulation in the CITY; and WHEREAS, the CITY has issued its Capital Improvement Bonds, dated March 1, 1988 (1988 BONDS) of which $29,635,000 in principal amount are outstanding and unpaid; and WHEREAS, the CITY can realize debt service savings by refinancing the debt evidenced by the 1988 BONDS; and WHEREAS, the 1988 BONDS are payable from and secured by a pledge of the proceeds of a continuing annual ad valorem tax on taxable property located within the CITY at the rate of 3.434 mills on the dollar of assessed value of the property (1988 TAX); and WHEREAS, it will be necessary to refund the 1988 BONDS in order to eliminate the 1988 TAX and permit the levy of a new tax at the same rate to retire the bonds herein authorized and the IMPROVEMENT BONDS; and WHEREAS, in order to refund the 1988 BONDS it will be necessary for the CITY to enter into an escrow deposit agreement (ESCROW AGREEMENT) with Worthen Trust Company, Inc. and a proposed form of ESCROW AGREEMENT has been presented to and is before this meeting; and WHEREAS, the estimated cost of refunding the 1988 BONDS is $31,121,214.25, which can be provided from proceeds of the 1988 31 0 E 32 TAX in the amount of $15,321,688.20 and from the proceeds of the refunding bonds herein authorized (REFUNDING BONDS); and WHEREAS, pursuant to Ordinance No. 16,765, adopted October 18, 1994, the CITY has fixed, established and levied a tax of 3.434 mills on the dollar of assessed valuation (SPECIAL TAX) which will constitute a continuing annual tax to be collected in 1995 and each year thereafter so long as necessary to pay the principal of, interest on, and fees of the bond registrar and paying agent in connection with the REFUNDING BONDS and, when and if issued, the IMPROVEMENT BONDS; and WHEREAS, the SPECIAL TAX will be collected in lieu of the 1988 TAX, and, except for collection of delinquent taxes due in or before 1994, the 1988 TAX will not be collected after the year 1994; and WHEREAS, the Board of Directors has determined to proceed with the refunding of the 1988 BONDS and to issue $15,400,000 in aggregate principal amount of REFUNDING BONDS, and has made arrangements for the sale of the REFUNDING BONDS to Goldman, Sachs & Co., Hill, Crawford & Lanford, Inc., and United Daniels Securities, Inc. (UNDERWRITERS), at a price of $15,288,350 plus accrued interest, pursuant to a bond purchase agreement between the UNDERWRITERS and the CITY (BOND PURCHASE AGREEMENT), which has been presented to and is before this meeting; and WHEREAS, upon issuance of the REFUNDING BONDS and the deposit of moneys with Worthen Trust Company, Inc. pursuant to the ESCROW AGREEMENT, the 1988 BONDS will be deemed retired and any further collections of the 1988 TAX will be "surplus tax collections" within the meaning of Section 5 of Amendment No. 62 to the Constitution of the State of Arkansas and may be applied as hereafter specified by the CITY; and WHEREAS, the preliminary official statement dated November 9, 1994, as supplemented by Supplement dated January 12, 1995, offering the REFUNDING BONDS for sale (PRELIMINARY OFFICIAL STATEMENT), has been presented to and is before this meeting; NOW, THEREFORE, BE IT ORDAINED BY THE BOARD OF DIRECTORS OF THE CITY OF LITTLE ROCK, ARKANSAS: Section 1. The REFUNDING BONDS are hereby sold to the UNDERWRITERS at the purchase price specified above. The BOND PURCHASE AGREEMENT, in substantially the form submitted to this meeting, is approved and confirmed. The Mayor is hereby authorized and directed to execute and deliver the BOND PURCHASE AGREEMENT on behalf of the CITY and to take all action required on the part of the CITY to fulfill its obligations under the BOND PURCHASE AGREEMENT. ew�gdU'"..> 2 33 Section 2. The PRELIMINARY OFFICIAL STATEMENT is hereby approved and the previous use of the PRELIMINARY OFFICIAL STATEMENT by the UNDERWRITERS in connection with the sale of the REFUNDING BONDS is in all respects authorized, approved and confirmed. The Finance Director and Treasurer of the CITY is hereby authorized and directed, for and on behalf of the CITY, to execute a final official statement and deliver the same to the UNDERWRITERS for use in connection with the sale of the REFUNDING BONDS as set forth in the BOND PURCHASE AGREEMENT. Section 3. Under the authority of the Constitution and laws of the State of Arkansas, including particularly Amendment No. 62 to the Constitution of the State of Arkansas, and the Local. Government Bond Act of 1985 (Arkansas Code of 1987 Annotated § §14- 164 -301, et. sea.), the REFUNDING BONDS are hereby authorized and ordered issued in the total principal amount of $15,400,000. The proceeds of the REFUNDING BONDS, together with investment earnings thereon, shall be used for the purposes specified in the recitals of this Ordinance. The ESCROW AGREEMENT, in substantially the form submitted to this meeting, is approved. The Mayor is authorized and directed to execute and deliver the ESCROW AGREEMENT on behalf of the CITY and to take all action required on the part of the CITY to fulfill its obligation thereunder. The REFUNDING BONDS shall be dated February 1, 1995, and shall be designated CITY OF LITTLE ROCK, ARKANSAS CAPITAL IMPROVEMENT REFUNDING BONDS, SERIES 1995A. Interest shall be payable semiannually on February 1 and August 1 of each year commencing. August 1, 1995. The bonds shall be fully registered bonds in the denomination of $5,000 or an integral multiple thereof. The REFUNDING BONDS shall be initially issued in the denominations and registered in the names of the registered owners specified by the UNDERWRITERS. Principal shall be payable to the registered owners thereof upon presentation at the corporate trust office of the paying agent. Payment of each installment of interest shall be made at the time and in the manner specified in the bond form in Section 4. The REFUNDING BONDS shall be numbered from R -1 upward in order of issuance and shall mature on February 1 of each year and bear interest as follows: Maturity Principal Interest Date Amount Rate 2008 $2,720,000 6.25% 2009 2,890,000 6.30 2010 3,070,000 6.25 2011 3,260,000 6.00 2012 3,460,000 5.95 i 0 34 Section 4. The REFUNDING BONDS shall be executed on behalf of the CITY by the Mayor and the City Clerk by their manual or facsimile signatures and the corporate seal of the CITY, or a facsimile thereof, shall be imprinted or reproduced on each bond. The REFUNDING BONDS shall be in substantially the following form: eu®4.0 ft. 4 REGISTERED No. 0 (Face of Bond) 11 UNITED STATES OF AMERICA STATE OF ARKANSAS CITY OF LITTLE ROCK CAPITAL IMPROVEMENT REFUNDING BOND SERIES 1995A Dated Date: February 1, Maturity Date: February Principal Amount: Registered Owner: 1995 1, REGISTERED Interest Rate: $ CUSIP: For value received, the City of Little Rock, Arkansas (CITY), promises to pay to the registered owner shown above the principal amount shown above on the Maturity Date identified above and to pay interest (computed on the basis of a 360 -day year of twelve 30 -day months) on such principal amount from the interest commencement date specified below until paid at the Interest Rate per annum set forth above. Interest is payable on August 1, 1995, and on each February 1 and August 1 thereafter. Principal of this bond is payable to the registered owner, in lawful money of the United States of America, upon presentation when due at the corporate trust office of Worthen Trust Company, Inc., the bond registrar and paying agent, in Little Rock, Arkansas. Payment of each installment of interest shall be made to the person in whose name this bond is registered on the registration books of the CITY maintained by the bond registrar at the end of the fifteenth day of the month (whether or not a business day) next preceding each interest payment date (RECORD DATE), irrespective of any transfer or exchange of this bond subsequent to such RECORD DATE and prior to such interest payment date. Such interest payments shall be by check or draft drawn on the paying agent and mailed to such registered owner at the address appearing on such registration books. In any case where the date of maturity of interest on or principal of the REFUNDING BONDS or the date fixed for redemption of any REFUNDING BOND shall be a Saturday or Sunday or shall be in the State of Arkansas a legal holiday or a day on which banking institutions are authorized by law to close, then payment of interest or principal need not be made on such date but may be made on the next succeeding business day with the same force and effect as if made on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after the date of maturity or date fixed for redemption. 5 36 This bond shall bear interest from the interest payment date next preceding the date on which it is authenticated unless it is authenticated on an interest payment date, in which event it shall bear interest from such date, or unless it is authenticated during the period from the RECORD DATE to the next interest payment date, in which case it shall bear interest from such interest payment date, or unless it is authenticated prior to the first interest payment date, in which event it shall bear interest from the Dated Date shown above, or unless at the time of authentication hereof interest is in default hereon, in which event it shall bear interest from the date to which interest has been paid. This bond is issued under the authority of the Constitution and laws of the State of Arkansas, including particularly Amendment 62 to the Arkansas Constitution and the Local Government Bond Act of 1985. It shall not be valid unless the Certificate of Authentication shall have been signed by the bond registrar. This bond is one of a series of bonds of the CITY designated CAPITAL IMPROVEMENT REFUNDING BONDS, SERIES 1995A (REFUNDING BONDS) in the principal amount of $15,400,000. The REFUNDING BONDS are being issued for the purpose of providing a portion of the funds necessary to refund outstanding obligations of the CITY. The CITY has reserved the right, subject to the terms and conditions of Ordinance No. (this Ordinance] of the CITY, to issue not to exceed $29,914,000 of additional bonds (IMPROVEMENT BONDS) to finance various improvements in the CITY as approved by the electors of the CITY in an election held October 11, 1994. The IMPROVEMENT BONDS, when and if issued, shall rank on a parity of security with the REFUNDING BONDS. (SEE THE REVERSE SIDE FOR ADDITIONAL PROVISIONS WHICH HAVE THE SAME EFFECT AS IF FULLY SET FORTH IN THIS PLACE.) IN WITNESS WHEREOF, the CITY has caused this bond to be executed by its Mayor and City Clerk by their facsimile signatures and a facsimile of its corporate seal to be reproduced hereon. CITY OF LITTLE ROCK, ARKANSAS (facsimile signature) Mayor (facsimile signature) City Clerk (FACSIMILE SEAL) CERTIFICATE Of AUTHENTICATION This bond is one of the bonds described in the within mentioned Ordinance and is one of the Capital Improvement Refunding Bonds, Series 1995A, of the City of Little Rock, Arkansas. 6 Date of Authentication: By: 0 7 Worthen Trust Company, Inc. Bond Registrar Authorized Officer 38 (Back of Bond) CITY OF LITTLE ROCK, ARKANSAS CAPITAL IMPROVEMENT REFUNDING BOND, SERIES 1995A ADDITIONAL PROVISIONS The REFUNDING BONDS now being issued are, and any IMPROVEMENT BONDS hereafter issued will be, limited tax general obligations of the City, payable from the proceeds of a continuing annual tax of 3.434 mills on the dollar of the assessed valuation of the taxable real and personal property in the City (SPECIAL TAX) levied by the Board of Directors under the authority of Amendment No. 62 to the Constitution of the State of Arkansas. The City hereby pledges the SPECIAL TAX for the payment of this bond, the issue of REFUNDING BONDS of which it forms a part, and any IMPROVEMENT BONDS hereafter issued. The SPECIAL TAX shall be collected with the property taxes payable in 1995 and continuing annually thereafter until all of the REFUNDING BONDS and interest thereon have been paid in full or deemed paid in accordance with the provisions of Ordinance No. (this Ordinance). The REFUNDING BONDS are not secured by any lien on or security interest in any physical properties. The REFUNDING BONDS are issuable only in the form of fully registered bonds in denominations of $5,000 or an integral multiple thereof. The CITY, the bond registrar, and the paying agent may deem and treat the registered owner hereof as the absolute owner of this bond for the purpose of receiving payment of or on account of principal hereof and interest due hereon and for all other purposes, and shall not be affected by any notice to the contrary. In the event any REFUNDING BOND is mutilated, lost, or destroyed, the CITY shall, if not then prohibited by law, execute and the bond registrar shall authenticate and deliver to the registered owner a new bond of like tenor and effect in substitution for the mutilated, lost, or destroyed bond. The registered owner shall be required to surrender such mutilated bond or to establish, to the satisfaction of the bond registrar, the fact of loss or destruction, to pay the charges of the bond registrar for authenticating the substitute bond, and to indemnify the CITY and the bond registrar against loss resulting from issuance of the substitute bond. This bond is transferable, in whole or in part, only upon delivery to the bond registrar of this bond, accompanied by a written instrument of transfer in substantially the form endorsed hereon, duly executed by the registered owner or his attorney -in- aw®yaw...= • • 39 fact or legal representative. Upon such transfer, the bond registrar shall enter the transfer of ownership in the registration books and shall authenticate and deliver in the name or names of the new registered owner or owners a new fully registered bond or bonds of authorized denominations of the same maturity and interest rate for the aggregate principal amount of the bond transferred at the earliest practicable time. There shall be no charge to the transferor or transferee for any transfer, except an amount or amounts sufficient to reimburse the CITY and the bond registrar for any tax, fee or other governmental charge required to be paid with respect to such transfer. The CITY and the bond registrar shall not be required to transfer any REFUNDING BOND which has been called for redemption in whole or in part. The REFUNDING BONDS are subject to mandatory and optional redemption prior to maturity as follows: (1) The REFUNDING BONDS shall be redeemed from SURPLUS TAX RECEIPTS (hereinafter defined) on February 1, 1996, and on each interest payment date thereafter, in inverse order of maturity (and by lot within a maturity in such manner as the paying agent shall determine) , in whole or in part, at a redemption price equal to the principal amount being redeemed plus accrued interest to the redemption date. SURPLUS TAX RECEIPTS are collections of the SPECIAL TAX in excess of the amount necessary to insure the prompt payment of the principal of, interest on, and fees of the bond registrar and paying agent in connection with the REFUNDING BONDS and any IMPROVEMENT BONDS at the time outstanding. (2) The REFUNDING BONDS may be redeemed at the option of the CITY on and after February 1, 2000, from funds from any other source, in whole at any time or in part on any interest payment date, in inverse order of maturity (and by lot within a maturity in such manner as the paying agent may determine) at a redemption price equal to the principal amount being redeemed plus accrued interest to the redemption date. (3) REFUNDING BONDS of denominations greater than $5,000 may be redeemed partially in the amount of $5,000 or any integral multiple thereof. (4) Notice of redemption identifying the REFUNDING BONDS or portions thereof to be redeemed shall be given by the paying agent, not less than thirty nor more than sixty days prior to the date fixed for redemption, by mailing a copy of the redemption notice by first class mail, postage prepaid, to all registered owners of REFUNDING BONDS to be redeemed. Failure to mail an appropriate notice or any such notice to one or more registered owners of REFUNDING BONDS to be redeemed shall not affect the validity of the proceedings for redemption of other REFUNDING BONDS as to which notice of redemption is duly given and in proper and timely fashion. All such bonds or portions thereof thus called for fi%.kj w...s 9 • • 40 redemption shall cease to bear interest on and after the date fixed for redemption, provided funds for their redemption are on deposit with the paying agent at that time. IT IS HEREBY CERTIFIED, RECITED AND DECLARED that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of this bond have existed, have happened and have been performed in due time, form and manner as required by law; that the indebtedness represented by this bond and the issue of which it forms a part does not exceed any constitutional or statutory limitation; and that a tax sufficient to pay the REFUNDING BONDS has been duly levied in accordance with Amendment No. 62 to the Constitution of the State of Arkansas and made payable annually until all of the REFUNDING BONDS and interest thereon have been fully paid and discharged. ABBREVIATIONS The following abbreviations, when used in the inscription on the face of the within bond, shall be construed as though they were written out in full according to applicable laws or regulations. TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as joint tenants with right of survivorship and not as tenants in common UNIF TRANS MIN ACT - as Custodian for (Cust) (Minor) under the Uniform Transfers to Minors Act of (State) Additional abbreviations may also be used though not in the list above. Mh.q.U'M . 10 TRANSFER FOR VALUE RECEIVED, the undersigned Transferor or Transferors hereby sell, assign and transfer the within bond and all rights thereunto to the Transferee or Transferees whose name(s), address and social security or federal employer identification number are shown below, and irrevocably constitute and appoint as attorney to transfer the within bond on the books kept for registration thereof, with full power of substitution in the premises: Name of Transferee(s): Address of Transferee(s) (one address only): Social Security or Federal Employer Transferee(s) (one number only): Dated: Transferor Transferor Identification No. of NOTICE: No transfer will be issued in the name of the Transferee(s), unless the signature(s) to this assignment correspond with the name(s) appearing upon the face of the within bond in every particular, without alteration or enlargement or any change whatever and the Social Security or Federal Employer Identification Number of the Transferee is supplied. Signature(s) of Transferor(s) Guaranteed: NOTICE: Signature(s) must be guaranteed by a member of or a participant in the Security Transfer Agents Medallion Program (STAMP), or in another signature guaranty program recognized by the paying agent. ew®y,u,.4..s 11 • • Section 5. In order to pay the REFUNDING BONDS as they mature or are called for -redemption prior to maturity, with interest thereon, there is hereby pledged all the proceeds derived from the SPECIAL TAX. This pledge is subject to the right of the CITY, hereby reserved, (a) to pledge SPECIAL TAX proceeds to IMPROVEMENT BONDS hereafter issued in accordance with the provisions of Section 7, on a parity with the pledge in favor of the REFUNDING BONDS, and (b) to transfer SPECIAL TAX proceeds to the IMPROVEMENT FUND (identified below) to the extent of (1) capitalized interest withheld from REFUNDING BOND proceeds pursuant to Section 13, and (2) capitalized interest withheld from IMPROVEMENT BOND proceeds as provided below. The CITY covenants and agrees that the SPECIAL TAX will be collected in the year 1995 and annually thereafter until all of the REFUNDING BONDS and interest thereon have been paid in full or provision made for such payment. When and if the CITY issues IMPROVEMENT BONDS, the CITY expects to create a special fund on the books of the CITY (IMPROVEMENT FUND) from which expenditures shall be made to accomplish the improvements for which the IMPROVEMENT BONDS are being issued. There shall be credited to the IMPROVEMENT FUND all proceeds of the IMPROVEMENT BONDS except accrued interest, if any, and capitalized interest in an amount which, together with any accrued interest, shall be sufficient to pay the interest, if any, on the IMPROVEMENT BONDS which will become due and payable during calendar year 1995. The accrued interest and capitalized interest shall be deposited into the BOND FUND (created below) . SPECIAL TAX proceeds received in 1995 shall be credited to the IMPROVEMENT FUND to the extent of capitalized interest credited to the BOND FUND. Except as provided in the preceding paragraphs, all revenues derived from the SPECIAL TAX shall be accounted for separately as a special fund on the books of the CITY which is hereby created and designated "Refunding and Improvement Bond Retirement Fund" (BOND FUND) . SPECIAL TAX revenues deposited into the BOND FUND shall be used solely for the payment of the principal of and interest on the REFUNDING BONDS and any IMPROVEMENT BONDS issued in accordance with the provisions of Section 7, fees of the registrars and paying agents for such bonds, and costs of redemption of REFUNDING BONDS and IMPROVEMENT BONDS, either at maturity or upon redemption prior to maturity. Amounts held for the credit of the BOND FUND on August 1, 1995, shall be applied as follows: first, to pay interest then due on the REFUNDING BONDS and any IMPROVEMENT BONDS then outstanding; second, to pay fees of the bond registrar and paying agent. SPECIAL TAX REVENUES held for the credit of the BOND FUND on February 1, 1996, and on each February 1 thereafter shall be applied as follows: first, to pay principal of and interest on the REFUNDING BONDS and any IMPROVEMENT BONDS then due; second, to pay ft%.4 ..,. 12 Ein • • 43 fees of the bond registrar and paying agent, and costs of redemption, either at maturity or upon redemption prior to maturity; third, to be set aside and retained in the BOND FUND the amount necessary to pay interest that will become due on the REFUNDING BONDS and any IMPROVEMENT BONDS on the following August 1; and fourth, the balance shall be applied to the redemption of REFUNDING BONDS prior to maturity. In the event that any VARIABLE - RATE BONDS (as defined in Section 7) are outstanding, the retainage to pay interest to become due on the following August 1 shall be calculated on the assumption that the VARIABLE -RATE BONDS shall bear interest during the entire period at the rate of 6% per annum. SPECIAL TAX revenues held for the credit of the BOND FUND on August 1, 1996, and on each August 1 thereafter shall be applied as follows: first, to pay the interest then due on the REFUNDING BONDS and any IMPROVEMENT BONDS; second, to pay fees of the bond registrar and paying agent, and costs of redemption prior to maturity; and third, the balance shall be applied to the redemption of REFUNDING BONDS prior to maturity. Moneys in the BOND FUND'may also be used to pay any arbitrage rebate due the United States Treasury under Section 148(f) of the Internal Revenue Code of 1986, as amended (CODE) which rebate has resulted from earnings on funds established under this ordinance, or subsequent ordinances adopted in connection with the issuance of IMPROVEMENT BONDS, being invested at a yield above the yield on the REFUNDING BONDS or the IMPROVEMENT BONDS. Section 6. For the prompt payment of the REFUNDING BONDS with interest, the CITY pledges its full faith, credit and taxing power, including a sufficient amount of the SPECIAL TAX as described in Section 5. Section 7. In order to pay the principal of and interest on the REFUNDING BONDS as they mature, together with fees and costs incidental thereto, there are hereby appropriated out of the proceeds of the above referred to SPECIAL TAX, and if said proceeds be not sufficient, then out of the general revenues of the CITY, the sums necessary to promptly pay the same. Principal of and interest on the REFUNDING BONDS are payable in accordance with the following schedule: mho lj.w.n...Q 13 M M M Total 44 1996 12 Months Principal $472,707.50 Ending Due at Interest Interest February 1 Maturity Aug. 1 Feb. 1 M M Total 44 1996 $472,707.50 $472,707.50 $ 945,415 1997 472,707.50 472,707.50 945,415 1998 472,707.50 472,707.50 945,415 1999 472,707.50 472,707.50 945,415 2000 472,707.50 472,707.50 945,415 2001 472,707.50 472,707.50 945,415 2002 472,707.50 472,707.50 945,415 2003 472,707.50 472,707.50 945,415 2004 472,707.50 472,707.50 945,415 2005 472,707.50 472,707.50 945,415 2006 472,707.50 472,707.50 945,415 2007 472,707.50 472,707.50 945,415 2008 $2,720,000 472,707.50 472,707.50 945,415 2009 2,890,000 387,707.50 387,707.50 3,665,415 2010 3,070,000 296,672.50 296,672.50 3,663,345 2011 3,260,000 200,735.00 200,735.00 3,661,470 2012 3,460,000 102,935.00 102,935.00 3,665,870 The CITY expressly reserves the right to issue not to exceed $29,914,000 of IMPROVEMENT BONDS, from time to time in additional series, subject to the conditions set out below. All IMPROVEMENT BONDS shall rank on a parity of security with the REFUNDING BONDS. The payment at maturity or as due prior to maturity of all principal of, interest on, and fees of the paying agent and bond registrar in connection with, the REFUNDING BONDS and any outstanding IMPROVEMENT BONDS shall be secured by an equal and ratable pledge of the SPECIAL TAX. As long as any REFUNDING BONDS are outstanding, SPECIAL TAX proceeds in excess of the amount necessary to pay as due the principal of, interest on, and fees of bond registrars and paying agents in connection with, the outstanding REFUNDING BONDS and IMPROVEMENT BONDS shall be applied in accordance with the provisions of Section 5. All IMPROVEMENT BONDS shall mature on February 1. Interest on all IMPROVEMENT BONDS shall be payable on each February 1 and August 1, commencing not later than eleven months after the date of issuance. The IMPROVEMENT BONDS of each series shall be dated, bear interest at such rates, be sold for such price, be subject to mandatory and optional redemption prior to maturity, and contain such other terms and conditions not inconsistent with applicable provisions herein contained as the CITY shall specify. The CITY shall not issue any IMPROVEMENT BONDS unless and until: (1) The CITY is not in default in the performance of any covenant contained in this Ordinance or in any ordinance or other document authorizing the issuance of a series of Improvement Bonds; and r.�i�ow.aa 14 M • • 45 (2) Either (A) actual collections of the SPECIAL TAX for the calendar year immediately preceding the year in which the series of IMPROVEMENT BONDS is issued, or (B) projected collections of the SPECIAL TAX for the calendar year immediately following the year in which the series of IMPROVEMENT BONDS is issued shall be not less than 1.20 times the maximum aggregate annual debt service (calculated as provided below) for all REFUNDING BONDS then outstanding, any IMPROVEMENT BONDS then outstanding, and the IMPROVEMENT BONDS then being issued. SPECIAL TAX collections shall be projected by (1) multiplying the then current assessed value of taxable property in the CITY, according to the most recent assessment, by the then current rate(s) of the SPECIAL TAX-to obtain the projected tax levy, and (2) multiplying the projected tax levy by the average rate of ad valorem tax collections from taxable property in the CITY.during the most recent ten years for which statistics are available. I£ at the time of projection the rate of the SPECIAL TAX varies according to the category of the property (e.g. real estate, personal property, etc.) , then the projected tax levy shall be obtained by multiplying the assessed value of each category by the appropriate rate. The sum of the products so obtained shall be the projected tax levy. For purposes of the computations required by this paragraph (2), annual debt service shall be calculated on the basis of bond years commencing after the issuance of the IMPROVEMENT BONDS then being issued. A "bond year" is hereby defined as the 12 month period commencing each February 2 and ending on the following February 1. There should be excluded from the calculations any capitalized interest credited to the BOND FUND pursuant to Section 5. At the option of the CITY, some or all of the IMPROVEMENT BONDS may bear interest at a variable rate which is adjusted periodically in accordance with market conditions (VARIABLE -RATE BONDS) . VARIABLE -RATE BONDS shall never bear interest at a rate in excess of 6% per annum. For purposes of calculating debt service on VARIABLE -RATE BONDS to determine compliance with the conditions for the issuance of IMPROVEMENT BONDS, it shall be assumed that VARIABLE -RATE BONDS bear interest at all times at the rate of 6% per annum. In connection with the issuance of VARIABLE -RATE BONDS, the CITY may provide an option to the holders to tender bonds for purchase, provide for remarketing such bonds, and contract with a financial institution with respect to providing a liquidity facility for the purchase of bonds that cannot otherwise be remarketed. The CITY may employ necessary agents to carry out such a program and pay necessary fees (VARIABLE -RATE FEES) in connection therewith. VARIABLE -RATE FEES shall be payable solely from available investment earnings as provided in Section 14. Section 8. The REFUNDING BONDS shall be callable for payment prior to maturity in accordance with the terms set out in the bond form in Section 4 of this Ordinance. The IMPROVEMENT nb..ya w... 15 BONDS of each series shall be callable for payment prior to maturity in accordance with the provisions ccntained in the ordinance authorizing issuance of the particular series of IMPROVEMENT BONDS. Section 9. The Finance Director and Treasurer of the CITY is hereby ordered and directed to place on deposit with the paying agent for the REFUNDING BONDS, at least two (2) business days before the maturity, redemption or interest payment date of any REFUNDING BOND an amount from the funds herein appropriated equal to the amount of such bond or interest, for the sole purpose of paying the same, together with the reasonable fees of the paying agent and bond registrar. This instruction to the Finance Director and Treasurer is irrevocable and may be enforced by mandamus. Section 10. The bond registrar shall immediately notify the CITY of each default in the payment of principal of or interest on any REFUNDING BOND and of any other default under this ordinance of which the bond registrar has knowledge. Any default in the payment of the principal of or interest on any REFUNDING BOND or any IMPROVEMENT BOND, and any default in the perf ormance of any other covenant herein which continues for 30 days after written notice thereof is given to the CITY by the bond registrar shall constitute an event of default hereunder. The bond registrar shall notify the registered owners of the REFUNDING BONDS of each event of default by first class mail. The owners of not less than 10% in aggregate principal amount of the REFUNDING BONDS and IMPROVEMENT BONDS then outstanding may by proper suit compel the performance of the duties of the officials of the CITY under the Constitution and laws of the State of Arkansas and under this ordinance and protect and enforce the rights of the owners by instituting appropriate proceedings at law or in equity or by other action deemed necessary or desirable. If any default in the payment of principal or interest continues for 30 days the owners of not less than 50% in principal amount of the then outstanding REFUNDING BONDS and IMPROVEMENT BONDS may declare all outstanding REFUNDING BONDS and IMPROVEMENT BONDS immediately due and payable together with accrued interest thereon. No one or more owners of the REFUNDING BONDS or of the IMPROVEMENT BONDS shall have any right in any manner by his or their action to affect, disturb or prejudice the security of this ordinance, or to enforce any right hereunder except in the manner provided herein. All proceedings at law or in equity shall be instituted, had and maintained in the manner provided herein and for the benefit of all owners of outstanding bonds. Any individual rights of action are restricted by this ordinance to the rights and remedies herein provided. Nothing shall, however, affect or impair the right of an owner to enforce the payment of the principal of and interest on any bond at and after the maturity thereof. w�.yww,o 16 • i 47 No delay or omission of any owner of a REFUNDING BOND to exercise any right or power accrued upon any default shall impair any such right or power or be construed to be a waiver of any such default or an acquiescence therein, and every power and remedy given to the owners of the bonds may be exercised from time to time and as often as may be deemed expedient. The owners of not less than 50% in aggregate principal amount of the REFUNDING BONDS and IMPROVEMENT BONDS then outstanding shall have the right, during the continuance of an event of default, to direct the time, method and place of conducting any proceedings for any remedy of bondholders, and may waive any default which shall have been remedied before the entry of final judgment or decree in any suit, action or proceeding or before the completion of the enforcement of any other remedy. No such waiver shall extend to or affect any other existing or subsequent default or defaults or impair any rights or remedies consequent thereon. Section 11. The bond registrar and paying agent for the REFUNDING BONDS shall each be responsible only for the exercise of good faith and reasonable prudence in the execution of its trust. The recitals in this Ordinance and in the face of the bonds are the recitals of the CITY and not of the bond registrar or paying agent. The bond registrar and paying agent for all REFUNDING BONDS and IMPROVEMENT BONDS shall at all times be a single bank or trust company having capital and surplus of at least $25,000,000. A "subsidiary trust company" within the meaning of the Bank Holding Company Subsidiary Trust Company Formation Act of 1989 (Arkansas Code Annotated 23 -32 -1901 et. seq.) , shall be deemed to have capital and surplus equal to its capital and surplus plus the capital and surplus of its owning bank holding company. In case of resignation or removal of the bond registrar and paying agent, the successor must have the same qualifications. If an incumbent fails to maintain the qualifications specified in this paragraph, such failure shall ipso facto be deemed a resignation. The bond registrar will maintain books for the registration and transfer of ownership of the REFUNDING BONDS. The principal of all bonds, payable either at maturity or upon redemption prior to maturity, shall be paid upon surrender of the bond at the corporate trust office of the paying agent. Interest shall be paid by check or draft drawn on the paying agent and mailed to each registered owner at the address shown on the registration books. The bond registrar and paying agent may resign by giving notice in writing to the City Clerk. Such resignation shall be effective upon the appointment of a successor bond registrar and paying agent by the CITY and acceptance of appointment by the successor. If the CITY fails to appoint a successor within 30 days a1 yw.a . 17 `• • (: 48 of receiving notice of resignation, the bond registrar and paying agent may apply to a court of competent "jurisdiction for appointment of a successor. The owners of a majority in principal amount of outstanding REFUNDING BONDS may at any time, with or without cause, remove the bond registrar and paying agent and appoint a successor. The CITY shall give notice in writing to the owners of outstanding bonds of any resignation, removal, or appointment of a successor bond registrar and paying agent. The bond registrar and paying agent shall each be entitled to reasonable compensation for its services hereunder. Section 12. The original bond registrar and paying agent and any successor shall file a written acceptance and agreement to execute the trust imposed upon it by this ordinance, but only upon the terms and conditions set forth in this ordinance, and subject to the provisions of this ordinance, to all of which the respective owners of the REFUNDING BONDS agree. Such written acceptance shall be filed with the City Clerk and a copy therein shall be placed in the bond transcript. Any successor shall have all the powers herein granted to the original bond registrar and paying agent. Section 13. The REFUNDING BONDS herein authorized shall be delivered to the bond registrar, which shall authenticate and deliver them to the UNDERWRITERS, or order, upon payment in Federal Reserve funds of an amount equal to the purchase price specified in the BOND PURCHASE AGREEMENT, including accrued interest from February 1, 1995 to date of delivery. The proceeds of the REFUNDING BONDS, plus $16,321,688.20 of the proceeds of the 1988 TAX (being the amount of 1988 TAX proceeds determined, at the time of sizing the REFUNDING BONDS, as reasonably certain to be available on the date of issuance of the REFUNDING BONDS) , shall be used as follows: (a) The accrued interest shall be credited to the BOND (b) There shall also be credited to the BOND FUND as capitalized interest an amount which, together with accrued interest, will be sufficient to pay the interest on the REFUNDING BONDS that will become due August 1, 1995. (c) $31,121,214.25 shall be deposited in trust with Worthen Trust Company, Inc. and used for the redemption of all outstanding 1988 BONDS pursuant to the terms of the ESCROW AGREEMENT. (d) The balance shall be accounted for separately as a special fund on the books of the CITY which is hereby created and designated "Refunding Bonds Cost of Issuance Fund" (COST OF Pft.4.wa...> 18 49 ISSUANCE FUND). Amounts credited to the COST OF ISSUANCE FUND shall be expended to pay issuance costs of the REFUNDING BONDS and other expenses related thereto. When all expenditures properly payable from the COST OF ISSUANCE FUND have been paid, that fund shall be closed and the balance credited to the BOND FUND. Section 14. (a) Moneys held for the credit of the BOND FUND shall, as nearly as may be practicable, be continuously invested and re- invested by the CITY in direct obligations of, or obligations the principal of and interest on which are unconditionally guaranteed by, the United States government, which shall mature not later than the time the funds -will be needed as determined by the CITY. Moneys held for the credit of the COST OF ISSUANCE FUND may be invested and reinvested by the CITY in direct obligations of, or obligations the principal of and interest on which are unconditionally guaranteed by the United States government, having maturity dates on or prior to the date the funds will be needed as determined by the CITY. (b) Moneys held for the credit of the COST OF ISSUANCE FUND or BOND FUND and not invested shall be deposited in a depository or depositories selected by the City. All such bank deposits, including those in the form of certificates of deposit, and any interest to be paid on accounts or certificates shall at all times be either insured by the Federal Deposit Insurance Corporation, or secured by a valid and perfected pledge of collateral consisting of direct or fully guaranteed obligations of the United States of America. (c) The CITY covenants that earnings from the BOND FUND and the COST OF ISSUANCE FUND will be used to the extent necessary to pay as due any VARIABLE -RATE FEES. Other investment earnings may be used by the CITY for any municipal purpose. Section 15. The terms of the REFUNDING BONDS and of this ordinance shall constitute a contract between the CITY and the holders of the REFUNDING BONDS. Except as provided below, no variation or change in the undertakings herein set forth shall be made while any REFUNDING BONDS are outstanding. The owners of not less than 75% in aggregate principal amount of the REFUNDING BONDS then outstanding, together with 75% in aggregate principal amount of IMPROVEMENT BONDS then outstanding, have the right, from time to time, to consent to the adoption by the CITY of ordinances modifying any of the terms or provisions contained in the REFUNDING BONDS or this ordinance; provided however, there shall not be permitted (a) any extension of the maturity of the principal of or interest on any REFUNDING BOND, or (b) a reduction in the principal amount of any REFUNDING BOND or the rate of interest thereon, or (c) the creation of any additional pledge of the revenues pledged to the REFUNDING BONDS other than as authorized in this ordinance, or (d) a privilege or priority of any REFUNDING BOND or REFUNDING BONDS over any other REFUNDING BOND or BONDS, or (e) a reduction in r.�y.v.a..s 19 i SO the aggregate principal amount of the holders of bonds required for such consent. Section 16. Tax Covenants. The CITY covenants that it will not take any action, or fail to take any action, if any such action or failure to take action would adversely affect the exclusion from gross income of the interest on the REFUNDING BONDS under Section 103 of the CODE. The CITY will not directly or indirectly use or permit the use of any proceeds of the REFUNDING BONDS or any otner funds of the CITY, or take or omit to take any action, that would cause the REFUNDING BONDS to be "arbitrage bonds" within the meaning of Section 148(a) of the CODE. To that end, the CITY will comply with all requirements of Section 148 of the CODE to the extent applicable to the REFUNDING BONDS. Section 17. Defeasance. When all of the REFUNDING BONDS shall have been paid or deemed paid, the pledge in favor of the bonds shall be discharged and satisfied. A REFUNDING BOND shall be deemed paid when there shall have been deposited in trust with the bond registrar and paying agent, as escrow agent under an escrow deposit agreement requiring the escrow agent to apply the proceeds of the deposit to pay the principal of and interest on the 1994 BOND as due at maturity or upon redemption prier to maturity, moneys or Government Securities sufficient to pay when due the principal of and interest on the REFUNDING BOND. If the principal of the REFUNDING BOND is to become due by redemption prior to maturity, notice of such redemption must have been duly given or provided for. "Government Securities" shall mean direct or fully guaranteed obligations of - the United States of America, noncallable, maturing on or prior to the maturity or redemption date of the REFUNDING BOND deemed paid. In determining the sufficiency of a deposit there shall be considered the principal amount of such Government Securities and interest to be earned thereon until their maturity. Section 18. Upon request, the CITY will provide annual audited financial statements and other pertinent credit information relevant to the REFUNDING BONDS and the IMPROVEMENT BONDS, including the City's. Comprehensive Annual Financial Report, and will provide copies to one or more major information providers in the state and local government securities market. Appropriate credit information necessary for maintaining the ratings on the REFUNDING BONDS will be provided by the CITY to the rating agencies rating the REFUNDING BONDS. Section 19. The provisions of this ordinance are separable and in the event that any section or part hereof shall be held to be invalid, such invalidity shall not affect the remainder of this ordinance. nu®you,.s...v 20 i w w w i w • w w w i i w i i i 0 Section 20. All ordinances and resolutions and parts thereof in conflict herewith are hereby repealed to the extent of such conflict. Section 21. This ordinance shall not create any right of any character and no right of any character shall arise under or pursuant to it until the bonds authorized by this ordinance shall be issued and delivered. Section 22. It is hereby ascertained and declared that there is an immediate and urgent need for refinancing of the 1988 BONDS to release the 1988 TAX in order to permit the issuance of the IMPROVEMENT BONDS to finance the construction or acquisition of the various municipal projects to be financed by the issuance of the IMPROVEMENT BONDS in order to protect the health, lives and property of the inhabitants of the City. It is, therefore, declared that an emergency exists and this ordinance, being necessary for the preservation of public peace, health and safety, shall take effect and be in force immediately upon and after its adoption. ADOPTED: January 20 , 1995. ATTEST: Robbie Hancock, City Clerk Approved as to form: Thomas M. Carpenter City Attorney APPROVED: By Jim Da ley, May I r 21